The National Consumer Disputes Redressal Commission (NCDRC) addressed a plea from the State Bank of India (SBI) regarding a consumer complaint filed by Madras High Court judge Justice J Nisha Banu. The complaint pertains to a home loan repayment dispute, with SBI seeking to transfer the case outside Tamil Nadu.
Decision on Extension Request
On Monday, NCDRC declined SBI’s request for additional time to submit their case. The bench was presided over by Commission chief Justice A P Sahi, alongside Member Inder Jit Singh. Justice Sahi indicated that a detailed order would be issued regarding the case.
Counsel’s Remarks
During the proceedings, Justice Sahi addressed the counsel representing Justice Banu, who suggested that heavy costs should be imposed on SBI. Justice Sahi cautioned, stating, “you better leave that. You know, again media, again Supreme Court. They are not going to stay here. You have to be careful. But we will do everything that is possible.”
SBI’s Request for Adjournment
As the case was taken up, SBI’s counsel sought an adjournment due to the unavailability of Advocate Jitendra Kumar, who was supposed to represent the bank. However, the Commission noted that two other advocates had signed the vakalatnama but were also absent. The NCDRC stated, “this is a mere excuse undertaken to seek adjournment” and rejected the request.
Conclusion
After dismissing SBI’s plea for an extension, Justice Sahi warned the counsel about the seriousness of the situation, emphasizing, “you shouldn’t do things lightly when it is a sitting HC judge.”
Multiple Choice Questions (MCQs):
1. What was the reason for the consumer complaint filed by Justice J Nisha Banu against SBI?
A) Unfair banking practices
B) Home loan repayment dispute
C) Credit card issues
D) Loan application rejection
Answer: B) Home loan repayment dispute
2. What did the NCDRC decide regarding SBI’s request for more time to submit their case?
A) Granted the request
B) Rejected the request
C) Delayed the hearing
D) Transferred the case
Answer: B) Rejected the request
3. Who presided over the NCDRC bench during this case?
A) Justice J Nisha Banu
B) Advocate Jitendra Kumar
C) Justice A P Sahi
D) Inder Jit Singh
Answer: C) Justice A P Sahi
4. What warning did Justice Sahi give to SBI’s counsel?
A) To prepare thoroughly
B) To avoid media attention
C) To take the matter seriously due to the involvement of a sitting HC judge
D) To request a different representative
Answer: C) To take the matter seriously due to the involvement of a sitting HC judge